Philadelphia Pennsylvania Home Mortgage.com is locally owned and operated. Philadelphia Pennsylvania Home Mortgage brokers are the preferred brokers in Philadelphia Pennsylvania. As a licensed mortgage broker Philadelphia Pennsylvania Home Mortgage.com can provide the lowest interest rates on mortgages and home loans in all of Philadelphia Pennsylvania. We strive to guarantee you the best terms for Refinance Loans, Second Mortgages, Low Down Payments, Debt Consolidation Loans, Self Employed Loans, First Time Buyer Loans, Bad Credit Loans, Stated Income Loans, and Jumbo Loans.

Philadelphia Pennsylvania Home Mortgage - Stated Income - Qualify

"In order to qualify for a stated income home loan from Philadelphia Pennsylvania Home Mortgage.com you must meet the following criteria:

-having a minimum middle credit of 640

-5 credit accounts, 3 of which may be utilities, insurance, etc

-2 years of employment with the same employer

-2 months of PITI reserves

-5% down payment of your own funds

-all bankruptcies and foreclosures discharged and 3 years worth of reestablished credit.

me Loan.com requires the following for stated income mortgage loans: minimum middle credit of 640, 5 credit accounts (3 may be utilities, insurance, etc), two years employment with same employer, two months PITI reserves, 5% down payment from your own funds, and bankruptcy and foreclosure must be discharged for 3 years with reestablished credit."

More Philadelphia Pennsylvania Home Mortgage Bad Credit Information:

• What is?
  
• How we help
  
• Fixed and ARMs
  
• What are they useable for
  
• How to qualify for
  

Philadelphia Pennsylvania Home Mortgage - Second Mortgage

Second mortgage loans from Philadelphia Pennsylvania Home Mortgage.com come in terms ranging from 1 to 20 years. In order to determine which length of term is right for we suggest you look at exactly what you are going to use your loan for. If your home has appreciated over the years and you are now looking to sell it for more than you owe on it, but need to do a few repairs first a one year loan term may be perfect for you. On the other hand, if you are going to keep your home for a long time but need to do some serious home improvements you would probably choose a 20 year loan term.

More Philadelphia Pennsylvania Home Mortgage 2nd Mortgage Information:

• Home Equity Credit Line
  
• Payment Calculations
  
• Second Mortgage term